Who is responsible for title disclosures to the buyer?

In real estate transactions, the responsibility for title disclosures primarily rests with the broker representing the seller. The broker is obligated to ensure that the seller provides all relevant information regarding the title of the property, including any encumbrances, liens, or issues that could affect the buyer’s ownership. This duty is essential to uphold the principles of transparency and fairness in the transaction, ensuring that buyers are fully informed before making such a significant financial commitment.

While other parties, like the buyer's attorney or the seller's broker, play important roles in the transaction, the ultimate responsibility for title disclosures typically lies with the seller's broker as part of their fiduciary duty to the seller. The listing agent, as part of the broker's team, may assist in gathering and presenting this information, but it is the broker who oversees this compliance.

Therefore, the role of the broker encompasses not only facilitating the sale but also ensuring that all legal disclosures concerning the title are addressed, protecting both parties' interests and maintaining the integrity of the transaction. This is why identifying the broker as the responsible party for title disclosures is the most accurate choice in this scenario.